Financial Resources

Financial Resources

When your child with a disability turns 18 years old, your family’s money and benefits may change. Learn more about these changes.
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What Happens When my Child Turns 18?

When your child with a disability turns 18, some of your family’s benefits and financial support may change.

Some changes may include:

  • Your child may qualify for Supplemental Security Income (SSI). SSI provides monthly payments to people with disabilities who have limited income and resources.
  • If your child already receives SSI, Social Security may review their eligibility again when they turn 18. This review is called redetermination.
  • You can visit ssa.gov to learn more, apply for benefits, check your application status, and find information about SSI.

Who Can Help?

It may be helpful to talk with a Disability Benefit Specialist (DBS). Your county's Aging and Disability Resource Center (ADRC) may have a DBS available at no cost. A Disability Benefit Specialist can help you and your young adult understand and apply for benefits and services.

A DBS can help with:

2802 - DBS

  • Health insurance.
  • Social Security Income (SSI).
  • Housing and utility costs.
  • Food assistance and monthly expenses.
  • Other disability-related benefits and programs.

Where Can I Find Help?

Contact your local Aging and Disability Resource Center (ADRC) to learn what services are available in your area and to connect with a Disability Benefit Specialist.

ALERT

Call your child’s provider, nurse, or clinic if you have any questions or concerns or if your child has special health care needs that were not covered by this information.

Draft Number: 2802Revision Date: September 9, 2026

This content was created to help you care for your child and/or family member. It does not take the place of medical care. Talk with your healthcare provider for diagnosis, treatment and follow-up.